Terms and Conditions

Last updated: 29 September 2026

Who Operates the Site and Acceptance of the Terms

codezonix operates this informational website focused on insurance programming topics for users in Malaysia. By accessing or using any part of the site you agree to be bound by these terms and conditions. If you do not agree you must stop using the site immediately. These terms form a binding agreement between you and codezonix under the laws of Malaysia.

Eligibility and Permitted Use

The site is intended for individuals who are at least eighteen years of age and reside in Malaysia. You may access the content for personal non-commercial educational purposes only. You must not use the site for any business activity that competes with insurance programming information services or for any purpose that violates Malaysian law. Permitted activities include reading articles viewing blog posts and sharing links to the site on personal social media accounts.

Prohibited Conduct

You must not attempt to gain unauthorised access to any part of the site interfere with its operation or upload content that is defamatory obscene or infringing. Automated scraping bulk downloading or any activity that imposes an unreasonable load on the servers is forbidden. You must not impersonate any person or entity or misrepresent your affiliation with codezonix.

Accounts Submissions and User Content

Although the site does not require accounts for basic browsing the enabled blog feature allows comments and submissions. Any content you submit must be original to you and you grant codezonix a perpetual royalty-free licence to display and distribute it. codezonix reserves the right to moderate remove or refuse any submission without notice. You remain responsible for all content you provide and must ensure it complies with Malaysian content regulations.

Ownership of Site Content Trademarks and Permitted Limited Use

All text graphics logos and programming-related articles on the site are owned by codezonix or its licensors. You may quote short excerpts for non-commercial criticism or review provided you include proper attribution. No other reproduction distribution or derivative use is permitted without prior written consent. Trademarks appearing on the site remain the property of their respective owners and may not be used without permission.

Third-Party Services and Links

The site may contain references to third-party insurance tools programming resources or external websites. These references do not constitute endorsement or warranty. codezonix is not responsible for the accuracy privacy practices or availability of any third-party service. Users should review the terms of any linked resource before engaging with it.

Availability Changes Suspension and Termination

codezonix strives to keep the site available but does not guarantee uninterrupted access. The operator may modify remove or suspend any part of the site at any time for maintenance technical reasons or changes in Malaysian regulatory requirements. Continued use after changes constitutes acceptance of the revised terms. codezonix may terminate access for users who breach these terms.

Disclaimers Subject to Mandatory Consumer Law

The information provided is for general educational purposes only and does not constitute professional insurance advice legal advice or programming consultancy. While reasonable care is taken codezonix makes no warranties regarding accuracy completeness or suitability for any particular purpose. Nothing in these terms excludes or limits liability for death personal injury caused by negligence or any other liability that cannot be excluded under Malaysian consumer protection laws.

Limitation of Liability

To the maximum extent permitted by Malaysian law codezonix and its contributors shall not be liable for any indirect incidental special or consequential damages arising from use of the site or reliance on its content. Direct liability is limited to the amount if any paid by the user to access the site which is currently zero as the site is non-commercial.

Indemnity

You agree to indemnify and hold codezonix harmless from any claims losses or expenses including reasonable legal fees arising from your breach of these terms or from any content you submit to the blog.

Governing Law Courts and Consumer Dispute Rights

These terms are governed by the laws of Malaysia. Any dispute shall be subject to the exclusive jurisdiction of the courts of Malaysia. Consumers retain all rights under the Consumer Protection Act 1999 and may pursue remedies through the Tribunal for Consumer Claims Malaysia before resorting to court proceedings.

Severability Waiver Changes Contact Route and Last Updated

If any provision of these terms is found invalid the remaining provisions continue in full force. Failure to enforce any right does not constitute a waiver. codezonix may update these terms periodically and will indicate the date of the latest revision. For questions regarding these terms please use the contact form on the Contacts page or reach [email protected] 03-2935 9948 or Unit 2-1, The Podium, Tower 3, UOA Business Park, No. 1, Jalan Pengaturcara U1/51A, Seksyen U1, Shah Alam 40150 Selangor, Malaysia. These terms were last updated on 29 September 2026.